Sonae FS, a subsidiary company of Group Sonae, is the business segment responsible for providing financial services for its internal customers across seven major Business Areas, as well as external retail customers. Some of the key financial offerings include the "Universo" card, In-store Credit, Personal Loans, "Dá" card, Continente Money Transfer, and the insurance broker MDS.

Finance and Banking

CTT Group is a multi-service postal and financial operator, present all over the national territory and in international markets, that provides communications and logistics solutions as well as financial products to its clients. With almost 500 years, CTT Group is a a worldwide reference, recognized for its innovation and quality of service and one of the most iconic Portuguese brands.

Postal Sector

Logistics

Banco CTT is a financial institution that provides credit and financial products and services to its clients, focused on quality, economy, and value creation. As part of CTT Group, Banco CTT offers simple and competitive financial products and a service of excellence.

Finance and Banking

CTT Expresso, a multiservice postal operator recognized as a world reference in quality, efficiency and value creation, is the CTT company specialized in courier services, urgent mail and merchandise.

Postal Sector

Logistics

CTT Contacto is a CTT Group Company leader in the segment of non-addressed mail, specialized in providing services related to the distribution of advertising mail.

Postal Sector

Logistics

Payshop (Portugal), S.A., a CTT Group company, is a payment solution provider, offering the Payshop Service on a national network of more than 7000 payment points.

Finance and Banking

321 Crédito - Instituição Financeira de Crédito, S.A., is a specialised credit company 100% held by Banco CTT and one of the national references in Consumer Credit, authorised and supervised by the Bank of Portugal.

Finance and Banking

BAI - Banco Angolano de Investimentos was founded in 1996 as the first private bank in Angola and is one of the biggest and most respected financial institutions in the country. BAI provides retail, corporate, investment, and private banking services to individuals and SMEs in Angola and is an undeniable reference among the largest business groups in the country.

Finance and Banking

Banco Interatlântico (BI) is a reference bank in Cape Verde, focused on retail banking for companies and individuals and supported by a network of branches covering the islands of Santiago, São Vicente, Sal and Boavista. BI is a commercial bank recognized for its technological innovation and products and its dynamism in the financial services domain, strongly committed to the process of modernizing the Cape Verdean financial system.

Finance and Banking

Banco Comercial e de Investimentos, SA (BCI) is one of the largest Mozambican commercial and investment Banks, with a leading position in the domestic banking system in the three principal market share areas - credit, deposits and assets. Being a reference for the financial system in the Sub-Saharan Africa in terms of best practices, competitiveness, innovation and quality of service, BCI has an extended network of more than 200 branches and more than 30 specialized centers for companies.

Finance and Banking

Assuming itself as a universal Bank of national expression and with a segmented approach to the market, Banco de Fomento Angola provides a complete and diversified products and services offering, both for Private customers and for Corporate clients.

Finance and Banking

Banco BPI is the leading bank of the BPI Group, a financial group focused on commercial and retail banking activity in Portugal that is part of the CaixaBank Group. BPI, with more than 6000 employees, serves approximately 2 million Customers in Portugal.

Finance and Banking

With more than 100 years of activity, Crédito Agrícola has been contributing for the economic, social and cultural development of the regions where it's Associated Agencies are present. The Caixa Central de Crédito Agrícola Mútuo (Mutual Agricultural Credit Central Bank), founded in 1984, embodies the supervision, guidance and monitoring roles of the Associated Agencies, and is the sole shareholder of the Crédito Agrícola SGPS holding company.

Finance and Banking

CA Consult specializes in providing financial and strategic advisory services to Large and Medium Enterprises and Public Sector Entities.

Finance and Banking

Professional Services

Founded in 1994, CA Gest's main activities are the management of securities investment funds and the management of customers' financial investment portfolios.

Finance and Banking

Professional Services

CA Informática's mission is to provide and optimize the technological supporting infrastructures of information technologies and development of information systems to the Crédito Agrícola Group.

Finance and Banking

Professional Services

IT and Technology

CA Seguros is the Non-Life Insurance Company of Crédito Agrícola Group and was created in 1995 with the purpose of guaranteeing the safety and protection of its Associated Members and Customers. It has already been distinguished 7 times as the best non-life insurance company in Portugal.

Insurance

The mission of CA Serviços is to provide Crédito Agrícola Group with maximum efficiency and efficacy in providing shared services to the universe of all Associated Agencies.

Finance and Banking

Professional Services

The Crédito Agrícola FACAM is a holding company part of the Crédito Agrícola Group companies.

Finance and Banking

CA Vida, the Life Insurance Company of the Crédito Agrícola Group, was created in 1998 with the purpose of keeping up with the growing competitiveness of the financial market, offering CA Group' customers a complete, integrated and diversified service focused in life insurance.

Insurance

CA Imóveis is the company of the Crédito Agrícola Group that is dedicated to the management and commercialization of real estate assets.

Real Estate

The Crédito Agrícola SGPS holding company, which is 100% owned by Caixa Central, owns the shares of the Crédito Agrícola Group companies.

Finance and Banking

The association Crédito Agrícola FACAM - Fundo De Assistência Do Crédito Agrícola Mútuo (FACAM) was established in 2020. It has its headquarters in the municipality of Lisbon and carries out the activity of other auxiliary activities of financial services, except insurance and pension funding.

Finance and Banking

CCCAM, Gestão de Investimentos, Unipessoal, Lda. Is dedicated exclusively to the institutions participating in its capital stock, to those who are in a domain or group relationship and, in general, to the institutions belonging to the group Crédito Agrícola, of ancillary services to their principal objects, namely the holding and/or management of securities of any kind, including units in collective investment undertakings and funds of all kinds and shares.

Finance and Banking

Crédito Agrícola - Seguros e Pensões SGPS, SA is engaged in the management of shareholdings in other commercial companies, as an indirect form of economic activity, focused exclusively on insurance companies and pension fund managers, with interests in CA Vida and CA Seguros.

Finance and Banking

Caixa Geral de Depósitos (CGD) is a Portuguese State-owned banking corporation, and the second largest bank in Portugal. CGD is Portugal's largest public sector banking corporation, established in Lisbon in 1876. CGD now has presence in 23 countries spanning four continents through branches, representative offices or direct equity interests in local financial institutions.

Finance and Banking

Caixa - Serviços Partilhados, A.C.E. is located in Lisbon and is a shared services unit responsible for the information systems of the Caixa Geral de Depósitos Group, providing IT design, development and operational support services to the CGD Group companies.

Finance and Banking

Professional Services

IT and Technology

Fidelidade is the largest insurance company in the Portuguese market, with a strong presence in the Life and Non-Life segments. Operating since 1808, Fidelidade is a major reference in the Portuguese insurance sector, with a wide range of products and services, provided by means of the largest distribution network in Portugal. It is also present in international markets through branches in locations such as Spain, France, Luxembourg, Cape Verde, Angola, Macao and Mozambique. Fidelidade is the uncontested leader in the Portuguese insurance market, standing out in several areas, which give it a competitive advantage over other insurers operating in Portugal.

Insurance

Fidelidade Property, part of the Fidelidade Group, handles property management, including those related to exploration by the Fidelidade Group and its distribution network, but also the ones resulting from investments, both in Portugal and abroad.

Insurance

FID I&D, SA, a Fidelidade Group company, is engaged in providing consulting and development services for new digital solutions and platforms, analytical models, new solutions based on artificial intelligence and Machine Learning models, as well as other advanced analytics models and also the sale and distribution of such solutions and models.

Insurance

Multicare is the health insurance company of Fidelidade Group. Market leader in health insurance in Portugal, it is the the only certified health insurance company - Bureau Veritas Certification (ISO 9001).

Multicare provides its customers with access to the largest Private Health Provider Network, as well as to a range of Health and Wellness services through its Partnership Network.

Insurance

Established in 1844, Caixa Económica Montepio Geral (CEMG) is a savings bank focused on retail banking and fully owned by Montepio Geral - Associação Mutualista (MGAM), the largest association and the largest mutual association in Portugal.

Offering a wide range of banking and financial products and services, Caixa Económica lives up to its customers' financial needs through its network of more than 450 branches as well as through its remote channels.

Finance and Banking

Banco Empresas Montepio (BEM) was established in September 2019 and is focused on serving medium and large organizations which have an annual revenue above 20 million euros.

Finance and Banking

Associação Mutualista Montepio is the largest Portuguese mutualist association and one of the largest in Europe, promoting and managing complementary Social Security schemes, individual and collective.

As part of the Group Montepio Geral, it develops social protection actions, complementary to the public social security and health systems, and promotes the improvement of the quality of life of its members and their families.

Founded in 1840, it currently has more than 630 thousand members.

Finance and Banking

Since 1992, Montepio Crédito has been a financial institution owned by 100% Portuguese capital, a reference in specialized financing that operates in the consumer finance, automobile and equipment segments.

Its mission is to provide advice on the realization of the projects of people and companies, through specialized financing framed in a prudent risk management.

Finance and Banking

Montepio Holding was created in 2001, as a result of the transformation of Finibanco, SA into a shareholding company, holding 100% of the majority of its subsidiaries, with the exception of Finibanco Angola (80.22% owned).

As it integrates several subsidiary companies and a bank in Angola, its scope includes asset management activities, provision of complementary financial services in the area of insurance, specialized consumer credit and long-term rental.

Finance and Banking

Insurance

The Galp Group is a Portuguese corporation which consists of more than 100 companies engaged in activities such as natural gas supply, regasification, transport, storage, and distribution. It develops operations in 11 countries and exports its products to more than 50.

Energy and Utilities

The Galp Gás Natural Distribuição, SA (GGND) group is the largest operator of the gas distribution network in Portugal, with a network of more than 13,000 km and a presence in 102 municipalities from north to south of the country, through its participation in nine gas distribution companies.

Energy and Utilities

Present in the market since 1993, Via Directa is currently a reference brand in the national market in the provision of Transport and Distribution services.

Transportation

Conducting its activities in four major business areas, namely Original Equipment Solutions, Integrated Solutions Aftermarket, Recycling Solutions and Safekeeping Solutions, the NORS Group is present in 17 countries across 4 continents, with around 3,749 employees and an annual business turnover exceeding 1.5 billion Euros.

Auto, Heavy Machinery and Industrial

APS, S.A., the Ports of Sines and Algarve Authority is the company responsible for the management of the ports of Sines, Faro and Portimão, making the most out of its economic potential, but also in charge of managing its maintenance and development, while fulfilling the port authority responsibilities endowed to the company.

Public Sector

Transportation

An Organization with direct report to the Portuguese Ministry of the Economy, Turismo de Portugal, the National Tourism Authority is responsible for the promotion, valorisation and sustainability of the tourism activity in Portugal.

Public Sector

Tourism

The Portuguese Anti-Trust Authority's mission is to ensure compliance with the anti-trust and competition regulation in Portugal.

Public Sector

The Portuguese Securities Market Commission, also known as "CMVM", was established in April 1991 with the task of supervising and regulating securities and other financial instruments markets (commonly known as "stock market"), as well as the activity of all those who operate within said markets. CMVM is an independent public sector institution, a government agency with administrative and financial autonomy.

Finance and Banking

Public Sector

The Energy Services Regulatory Authority is responsible for regulating the electricity and natural gas sectors.

ERSE is a public corporate body with administrative and financial independence and possesses its own assets, performing its duties independently, within the framework of the law, but without prejudice to the guiding principles of the energy policy established by the Government, in accordance with the constitution and the law, and to those acts subject to ministerial supervision under the applicable legislation and the ERSE Statutes.

Public Sector

Energy and Utilities

Centro Hospitalar Póvoa de Varzim - Vila do Conde, EPE (CHPVVC), consists of two National Health System Hospital Units, one located in Póvoa de Varzim and the other in Vila do Conde that provide excellent health care, fostering competence, rigor, and humanization in the care practice.

Additionally, within the scope of its competences, the CHPVVC develops activities in the context of pre and post graduate education, in research and training.

Public Sector

Health

Centro Hospitalar e Universitário de Coimbra (CHUC) is a public healthcare complex located in Coimbra, Portugal. This Hospital Center is composed of 6 medical institutions: Hospital da Universidade, Hospital Pediátrico de Coimbra (Pediatric Hospital), Hospital dos Covões, Maternidade Dr. Bissaya Barreto (Maternity), Maternidade Dr. Daniel de Matos (Maternity) and Hospital Sobral Cid. CHUC is the biggest Portuguese healthcare center with a comprehensive research, teaching and patient-centered approach that offers comprehensive care across all major medical and surgical specialties, while being a reference institution at a national and international level.

Public Sector

Health

The Professor Fernando Fonseca Hospital is a health unit that combines the excellence of its professionals with the most modern medical practices to serve a population of more than 600 thousand people in the cities of Amadora and Sintra.

Public Sector

Health

Parque Escolar, EPE., is a corporation governed by public law with administrative and financial independence and its own assets. It is subject to the supervision of the Portuguese government ministers responsible for the areas of finance and education. Parque Escolar's corporate object is the planning, management, development and execution of the modernisation programme for the public network of secondary and other schools under the responsibility of the Ministry of Education.

Public Sector

Education

Lisbon City Council

Lisbon is the capital and the largest city of Portugal, with an estimated population of 552 700 within its administrative limits in an area exceeding 100 km2. Its urban area extends beyond the city's administrative limits with a population of around 2.7 million people, being the 11th-most populous urban area in the European Union.

Public Sector

Cities

Oporto City Council

Porto (also known as Oporto in English) is the second-largest city in Portugal and one of the major urban areas of the Iberian Peninsula. The urban area of Porto, which extends beyond the administrative limits of the city, has a population of 2.9 million in an area of 389 km2, making it the second-largest urban area in Portugal.

Public Sector

Cities

Oporto Municipal Assembly

Porto (also known as Oporto in English) is the second-largest city in Portugal and one of the major urban areas of the Iberian Peninsula. The urban area of Porto, which extends beyond the administrative limits of the city, has a population of 2.9 million in an area of 389 km2, making it the second-largest urban area in Portugal.

Public Sector

Cities

Cascais City Council

Cascais is a coastal town and a municipality in Portugal. It is a cosmopolitan suburb of the Portuguese capital and one of the richest municipalities in Portugal. The population is above 200 000, in an area of 97.40 km2.

Public Sector

Cities

Cascais Municipal Assembly

Cascais is a coastal town and a municipality in Portugal. It is a cosmopolitan suburb of the Portuguese capital and one of the richest municipalities in Portugal. The population is above 200 000, in an area of 97.40 km2.

Public Sector

Cities

Almada City Council

Almada is a city and a municipality in Portugal, located on the southern margin of the Tagus River, on the opposite side of the river from Lisbon. The two cities are connected by the 25 de Abril Bridge. The population is above 174 000, in an area of 70.21 km2. The urbanized center has a population exceeding 100 000.

Public Sector

Cities

Guimarães City Council

Guimarães is a city and municipality located in northern Portugal, in the district of Braga. Its historic town centre is listed as UNESCO World Heritage Site since 2001, in recognition for being an "exceptionally well-preserved and authentic example of the evolution of a medieval settlement into a modern town" in Europe.

Public Sector

Cities

Guimarães Municipal Assembly

Guimarães is a city and municipality located in northern Portugal, in the district of Braga. Its historic town centre is listed as UNESCO World Heritage Site since 2001, in recognition for being an "exceptionally well-preserved and authentic example of the evolution of a medieval settlement into a modern town" in Europe.

Public Sector

Cities

Santarém City Council

Santarém is a city and municipality located in the district of Santarém in Portugal. The population exceeds 60 000, in an area of 552.54 km2.

Public Sector

Cities

Loulé City Council

Loulé is a city and a municipality in Faro District in Portugal. The population exceeds 70 000, in an area of 763.67 km2.

Public Sector

Cities

Loulé Municipal Assembly

Loulé is a city and a municipality in Faro District in Portugal. The population exceeds 70 000, in an area of 763.67 km2.

Public Sector

Cities